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Charlotte Metro Federal Credit Union Blog

Learning & Guidance

Charlotte Metro’s Learning and Guidance provides you with dozens of educational resources, guides, quizzes, and customizable templates to make connecting the financial dots in planning, implementing, and reaching success simple. Check it out!

Debt | Banking 101 | credit scores

By: Yanna
June 17th, 2022

It’s understandable to be concerned about your credit score being affected when opening a new credit account. In your research, you probably want to weigh your options to not only compare which account will get you the lowest interest rate for loans (for highest return on savings), but also if opening the account will affect your credit score.

Banking 101 | Relationship Banking

By: Yanna
May 6th, 2022

Ever felt like your bank was plotting against you? Maybe you were hit with a fee, didn’t get the rate you were hoping for on a loan, or just felt the stereotype that financial institutions are only there to take your money and not help. What if I told you that having a relationship with your financial institution could actually help you reach your financial goals (and avoid some fees along the way)?  Financial institutions can do more than just offer loans and deposit accounts. They can help relieve financial stress by providing guidance on establishing or building credit, suggest loans or saving options based on your specific needs and financial goals, help you avoid those pesky fees, and more.     From personal and professional banking experience, I'm all for finding ways to save money and build better financial opportunities! We'll take a closer look at how having a relationship with your bank can benefit you. And, if you feel the financial relationship is getting too salesy, I'll share what you can do and things to look out for if you feel uncomfortable.  

Banking 101 | Checking Account

By: Yanna
April 29th, 2022

Have you ever looked at your account and wondered “How did I get hit with a fee?” or “Where did that transaction come from?!?” 

Banking 101 | Checking Account

By: Yanna
April 28th, 2022

As you’ve considered your banking habits and looked at all the accounts you need to manage, have you ever asked yourself a question like this:

Banking 101 | Checking Account

By: Yanna
March 22nd, 2022

When it comes to easily managing your everyday spending, you need to make sure you have the right account for your needs. Unlike an auto loan that has one specific purpose (to help you buy a vehicle) you have a ton of different checking account options to help you get the job done.