“How can I track my credit card expenses?” We’re asked this question all the time, which is understandable since you have every right to have and be in control over your credit card spending. Keeping track helps you stay on top of fraud as soon as it occurs and helps with sticking to a budget and maintaining a low balance.
Imagine you received your brand-new credit card in the mail… on one hand, you’re excited and are already thinking about what you're going to buy. On the other hand, you keep reminding yourself that you're not going to be careless with your first credit card and not give in to impulse buys.
Having a credit card has a lot of benefits including building your credit, getting rewarded for spending with cash back or travel points, and increasing your buying power. These perks are really great when you keep a low to non-existent balance every month, but it’s hard to enjoy its benefits if your balance is constantly building.
When it comes to easily managing your everyday spending, you need to make sure you have the right account for your needs. Unlike an auto loan that has one specific purpose (to help you buy a vehicle) you have a ton of different checking account options to help you get the job done.
Be honest - how many times have you been in this situation: You take the time to sit down and really hammer out your budget. You know how much money should be going towards groceries and eating out, you’re set up to save a little more each month, and you feel good about your new system.
Chances are if you’re here reading this, you’re like me - you love getting to celebrate yourself and your loved ones with special occasions. Unfortunately, with all of life’s normal expenses for bills, groceries, savings, it can sometimes feel like there’s not enough money in your budget for the fun stuff.
Be honest – how many times have you been sitting at work picturing life in retirement? Maybe you’re sitting on a beach, in a cabin in the mountains, traveling to your bucket list destination, or just cuddled up with a good book at home. No matter what your retirement goals are, one question stays the same - how can I save and plan for the lifestyle I want in retirement?